Investing in property is great, but it’s easy to fall into scam unless you take necessary steps to the right Verification method. The very first and foundation of all these steps is physically picking Coordinates from the land you intend to buy. My name is …, a researcher at FloraHomesGC and I will be showing you how you can easily pick coordinates by yourself using your android mobile phone even if you’re a total novice.At the end of this video tutorial, you’ll be able to;
Know the importance of picking Coordinates
Know exactly how to accurately pick coordinates using your mobile phone.
Save yourself and others from the first stage of property losses/scam
Educate others on this basics.
Importance: When you want to acquire property, certain document is sent to you which include the survey of the property. Now on this survey sent to you lies the coordinates that represent the exact geographical points and location of this land or building on the globe. On a normal situation, a survey should do, but in today’s world, you’ll be shocked to know that most survey may carry the name of the same property and addresses, but the geo-location on it doesn’t even represent the property.
Hence, the need to send someone to pick coordinate for you or you do it by yourself so that it can be compared and correlated with whatever is on the survey.Please note that:
This exercise only serves as the stepping stone to avoiding property investment loss.
The exercise only gives a basis of determining the true status of the area where the subject landfalls. You will still need expert advice to guide you on the need for further relevant findings and making an investment decision.
The coordinates obtained are not 100% accurate. Also, there are differences in the level of accuracy from phones of different brands and even phone of the same brand but different versions.
Dos and Don’ts:
Ensure that your phone location is turned on and set to “uses sources like WiFi, GPS, Mobile Networks and sensors to give improved accuracy.
Choose a day with a clear sky. This is to ensure adequate communication with the satellites. Download the weather forecast app here so as to guide you in deciding on the best day to carry out this exercise.
Don’t display yourself as someone who knows how to pick coordinate to the marketers or the developers selling the land.
Avoid picking Coordinate under a tree or shade of the house. It has to be directly under the sky.
Don’t just pick Coordinates at a point, move around the property expanse to pick random coordinates. E.g. 1➡️ If you have a plot of land, go round the plot to pick random points.
E.g. 2➡️ If you’re picking from an estate and you’re not sure of your actual allocation, pick at the front, and as you walk inside the estate, pick other random locations towards the 4 corners of the entire expanse.
Mobile topographer by S.F. Aplicality Ltd: used to pick Coordinates
Weather & Widget Weawow: to check the clarity of sky ahead of your inspection day.
Both apps can be found on Google Playstore that comes with your Android phone.
First is to configure your app. Go to the mobile topographer app setting by clicking the navigation bar at the top left corner
Ensure that Units is set to Meters
Click on Geodetic Reference System, scroll down and set it to Minna 2008 UTM/Z31-33 (Nigeria).
Click the back arrow at the top left corner to go back to the main screen and you’re set to start picking your coordinates.
Picking the coordinates
On the main screen of the app, click on “Survey” This will take you to the screen belowClick on the circle marked WGS 84 at the top left of your screen to change it to Minna08 UTMPlease note: You must always change this circular WGS 84 to the rectangular Minna08 UTM at every time you’re opening the app.
Place your phone on the point you want to measure and wait for it to start reading.
Always give your device a reasonable time to fix the coordinates before saving or recording it.
Observe the accuracy measure reduce to the lowest (0.5m but anything between 2m and below is ok) then click on “Start accurate positioning”, another set of reading titled “Accurate Position” will display below. Observe the “accurate position reading” in the lower part on your screen.
At the lowest accuracy figure (0.5m but anything between 2m and below is ok), click “Stop increasing accuracy”, you will see the display colour of your lower reading change to black (Figure 8). The coordinate of your first point is fixed.
Saving the data
To save your coordinate, you will first have to label it. Click on “the note icon with + sign” at the lower part of your screen. A dialogue box will pop up, label your point and click on“✓” to save and continue (figure 9).
Always make sure to save each point you pick with a unique label to identify them.
Repeat steps “c-f” for every point you want to measure.
After having finished with picking all points, you can access all your saved coordinates by clicking “the note icon without the + sign” at the bottom right of your screen (Figure 10). or “points” on the main screen. This will take you to the list of all coordinates you have picked as shown in figure 12 below
Using the coordinates
The result gotten from this exercise is then sent to either of the 3 streams below for confirmation of status.
The surveyor General office in case you know a trusted property expert right in that office.
Or a trusted registered surveyor
Or a property Verification company like ours.
To be sure you still won’t burn money after learning this, click the button below to take this short assessment and know your grade instantly.
You can also check out our video on how to pick coordinates of a land Click on the button below:
On the surface, real estate investing seems so easy. Passive income, property appreciation, future benefit, rental benefit, watch it grow, low-risk Investment, financial freedom, long-lasting wealth, a way to tie money down for the future and more.
In reality, many who are investing are mostly trashing their money without knowing. Here are the mistakes and how you can avoid that subsequently.
Buyers just visit the “estate” to view it with the developers or marketers, get to their office to collect some documents and fill some forms, make payment… and that’s… This is the most popular way investors lose their money. If you made this mistake and you didn’t lose the property and neither has it happened to someone you know, just thank God first, then go and verify now before you begin to spend more. And never try that again.
1. So just because you’re buying from an estate and you see the land with your korokoro eyes automatically guarantees it’s a safe buy???
How do you even know that the land belongs to the land claimer? or is it just by the sight of a sign board? Wrong wrong wrong.
How about verifying the site (note that an estate is worse these days) to make sure it is free from any government acquisition or any form of encumbrance?, and also authenticating the land documents to make sure they are genuine and then authenticating the histories, the developer and people directly involved?
I can’t begin to mention many stories of loss due to this popular mistake.
If you think this is hyped, wait until you read from the comment section.
Be careful. Verify.
2. Got property recommendation from a friend/family and just paid for it without verifying the property.
Don’t get me wrong, it’s not wrong to get recommendations from family and friends. What’s wrong is basing your decision to buy on absolutely word saying without due verification. Ask yourself if the person recommending is a property professional or he has a property professional as an advisory. I’m not referring to marketers as property professionals here o. Marketers are good and loyal but don’t forget that they mostly depend on the information narrated by the developers/sellers and some even go all out to see the property/land but seeing property solves no problem in land verification.
3. You do not understand the difference in land titles that can profit you and the one that can break you.
There are titles that are generally used across different location like C of O, Governor’s consent, Allocation etc and there are some that are peculiar to different location like Excision.
Yet, there are some that are stupidly popular but they’re never a title and this alone makes it easy for any Investor to keep losing money. Examples of such “titleless” titles include “Registered Survey”, “Excision In Progress” “Excision in View” etc🙄 You can only know this with the help of an ethical real estate professional like land surveyor, Estate Surveyor, town planner, property lawyer etc
Dear investor, know your title and know it well.
4. Because the land has C of O, Excision, Allocation or Governor’s Consent, you just pay for it. How about authenticating the title?
Have you heard about counterfeit before? How about cross-checking that the document issued is duly registered with the government? How about comparing the document with the actual property location on site with the help of property expert. How about authenticating the developer/seller as well as the chains of agents marketing to you?
We’ve received a genuine document, found out the land is free from any known acquisition and yet we realized that those claiming the ownership are entirely false. People do temporary documents just to sell a particular land /property do you know that?
Document may not reveal this to you. But authentication will, with the help of a good and reliable real estate professionals.
5. Because the land is genuine and it’s now yours, investors fail to put a structure.
It’s either they use your land to dupe others, encroach on all/part of it or they even sell out your land without you knowing… Which one would you prefer?. Next time you’re buying a land, if you cannot yet afford to put structure on it like gatehouse and fencing please don’t buy yet, come back later.
6. Investors and their lawyers still believe only in the documents
It’s true that the only thing that validates possession of a property is the document it has.
Beside the fact that there are many fake documents, do you know about the latest Document swapping? Ok, lemme hint you. Do you know that you may have genuine Document but that document might not belong to the property you’re buying? They can use a genuine document belonging to another property/land at the same location to the one you want to buy, and you will never know until you process your planning permit with the government in the case of vacant land or when the government comes around for monitoring in the case of existing property.
Of course it’ll look the same for someone who strictly rely on document or someone who knows nothing about land issue. But the coordinates will never be the same as long as it’s a different site. This you will not find out until it’s too late.
When some dubious people realize that the property they want to sell doesn’t have a genuine title, all they have to do is to use the general genuine document in the area to sell the property without title. So when your lawyer search it, it’s genuine, but when the deal is closed, you’ll find yourself and your lawyer in court.
This is especially peculiar for some of the recent estates where they don’t have genuine title but they end up sending the genuine document of the general village to dupe unsuspecting buyers.
7. They tell you it has global C of O or Excision and you just went ahead and seal the deal.
Majority of our titled loss investors report are due to this. Before you jubilate on the said title, please go with a surveyor to confirm that the property you’re interested in falls within the said global C of O and Excision.
When will investors wake up to stop losses from simple avoidable information. Sometimes you don’t want to pay to verify ABI? But you risk buying loss with bigger money? It’s ok. Continue.
8. Because you’re buying in an estate, you did not do inspection together with a surveyor before payment.
When a surveyor visit the (estate) site with you, he charts the land and correlates the said land coordinates with the one on paper. This is one major reason people keep losing money because investor already thinks since (s) he is buying from estate, they must have taken away the risk.
Say what? They’re human and business owners. Do your part and stop deceiving yourself.
The majority of the nowadays losses are through estates because buyers have slacked from simple verification to “they have handled it”.
9. So because you went on site with the surveyor automatically guarantees it’s a yes once surveyor says it is.
What surveyor does is to confirm if it’s free from government acquisition or not. And also to confirm if the survey being given tallies with the actual physical location of land. Survey plan do not authenticate the owner of the land. In fact we’ve seen cases where survey plan’s name are different from title documents/owners name and it will not be accepted when processing your building plan approval documents with the government. Neither will such contradiction allow any buyer to perfect their titles.
So how about researching the lineage of previous transaction if it’s stolen property, disputed property or even wrong ownership property?
10. The property seller/developer insist you will use their surveyor to verify and you agree😪
Where are you from please? Must you buy there? Now I’m not saying you should not use their surveyor to do your survey after purchase. What I’m talking about is using their surveyor to verify the land you want to buy from same body? I mean the verification you do before paying for a property? You don’t get? Please think carefully before you do that…
Don’t let spell work on you. Open your eyes.
11. You do not understand some of the terms being used.
An Investor sometimes assume he understands everything about Investment and so he kept nodding in specified field so as not to look foolish. Why being shy when it’s your money being at stake here? Investor! Investor!! Investor!!! How many times did I call you?
If you don’t understand, seek clarification. If you still don’t understand, Abeg Waka pass.
If they call you fool, rock that name with grace as long as your money is still sleeping in your account.
Ask questions and be satisfied or just be passing by.
12. You assume it doesn’t really matter when the estate you’re buying doesn’t have an approved layout.
Have you ever asked yourself about the reason for the recurring demolition without compensation?
Or you think it doesn’t happen to estates too?
Don’t deceive yourself o. Take a tour to Ibeju-Lekki and I’ll show you demolished estates.
When there’s no approved layout, there’s no building approval and when there’s no building approval, anything can happen whether you’re there or in the nearest future. Without approved layout, the government consider the estate as encroachment / unplanned development. Consequences are when you see someone lose his/her property with little or no compensation at all.
Do note that this is true for all estates but someone might get a building approval for same case if the place is just a community and not an Estate.
13. You see it as unnecessary to trace the history and linkage between the seller and the previous seller.
Sometimes, many people are buying a good land but from wrong owner.
A known developer company once bought land from wrong owner and they’ve almost sold out before the real owner of the estate showed face.
Do you know what happened?
The recent popular case of Akinole-Oshiun Family who defeated the Lagos state government after 42-year old legal tussle for some parts of the popular Acme road and Lateef Jakande with over 2000 buildings comprising an Estate, Banks, Churches, Mosques, already erected. This is to tell you how delicate land matters is, even the government is not left out if the court believes it wrongfully acquires any land.
You don’t want to know the stories of individuals that have fallen victim of this…
14. Looking to buy 4 and get 1 free.
Partaking in different awoof land promo. It’s difficult not to fall into mess when you’re enjoying a lot of awoof 😋. So land is now guguru and epa that you can be playing price game with.
I’m so sorry to burst your bubble but most of these land are “Excision in Progress” “Excision in View” or “registered survey” which averagely you don’t know the implications. Of course, these are no title or let’s just say it’s a gamble.
Who will have a genuine land that appreciate very fast as compared to lands without good title that’s subject to government demolition and then sell it at 3 for 10 Kobo?
If you’re buying from a distressed individual, that’s ok, but buying awoof berekete from a developer? He himself must have bought the cheap thing without good title.
Don’t also forget that the developers will make profit, and pay for all other expenses on staff and liability.
Buy affordable land, but don’t buy cheap land.
Shora e o, ko laju e.
15. You assume since there’s plenty houses already built, it shows it’s good to buy.
This is the most misleading step any investor can take in real estate.
So what happened to over 2000 building demolished in Lagos 2 years ago?
What happened to over 400 luxury houses demolished in Ibeju-Lekki few months ago?
What Happened to the mansions brought down at Ibile Holding Abijo few months ago?
Why do you think you see “X” marks on various buildings all over that state/country? this is as a result of illegal or in-complete documentations.
All lands belong to the state government but with a complete and genuine document you will be properly compensated if at all that day comes.
These and more are pointers that you shouldn’t just do blanket research on your real estate investment.
If this has benefited you in any way, first share with your friends and family. Let’s spread awareness.
The other time I was talking about the fact that sealed survey doesn’t guarantee the ingenuity of a property, I remember someone commenting that that’s not possible.
Something happened yesterday from a trusted fellow and I was like… “All because of money?”
Before going on, this was my response on that day…
“This is our field, and if not because we don’t just jump on landed or monetary opportunities, I can assure you that many assistant surveyors usually come to our office with unverified survey plan but we only stamp the ones we verify while the ones rejected would be taken to their type of “surveyor”
Now back to the story…
I was introduced to a parcel of land in Ibeju-Lekki as an option for a client of mine who needed a large expanse to execute his proposed housing estate project. On the surface, the land looked on point; standard access road, life electric mains, a couple of on going housing projects as well as notable infrastructures like airport, seaport, etc. that are already ongoing in the axis… in short, a lot of promises that gives an edge to our proposed project. Good business isn’t it?
Excited with what I saw on inspection, I requested for a document and was given a survey plan duly signed by a registered surveyor… I was told by my contact that the land is covered under an existing excision so I wanted to see for myself but guess what I found out!
On charting the coordinate on the plan, I was confused whether to cry, get angered or laugh to what I saw!
E ma gba mi ke! What’s all this?
A supposed Ibeju-Lekki land “located” beside oniru in VI? Shoo! when did land begin to travel from one local government area to another nah?
At first, I thought I’d mistakenly inputted a wrong digit but after carefully typing a second time with same result, I was sure I had been handed a fake survey. Well, the registered surveyors signature does not make right the blunder on the survery plan.
Mehn believe me, some people will do just anything to get money be it legit or not. They don’t give a damn about the implication of their actions on anybody, all they’re after is that money entering into their account.
My advice: “Don’t get carried away by trusted recommendations or by the site of a survey plan signed by a registered surveyor with the FREE FROM ACQUISITION stamp WITHOUT VERIFYING IT VIA TRUSTED CONSULTANT! They could be mere paparazzi to get you scammed. Unfortunately, your agent may be ignorant of these too.”
Do you have any concern? Share it with us in the comment area below.
Alright, I promised to share some key elements to identify genuine and reliable survey plans from scams! Well here are 9 VERY IMPORTANT items you should always watch out for in survey plans. Any manipulation or mistakes in these can render such plan as fake and useless…
1) First on the list is the NAME which appears at the topmost of the plan. You need to always look out for spelling errors as this can effectively nullify the whole survey plan. Imagine a name spelt “MR. AYOOLA FASEUN” instead of “MR. AYOOLA FASHEUN”, There could even be another person who spells his as the former. So you can tell me what could possibly happen here! 2) Always lookout for the address on the survey plan because a lot of dubious practices happen in this regard. An address needs be precise except where the area in question is undeveloped and does not have a layout yet. In this case, adjourning communities should be referred. For example, an address that reads “AT IGANDO” is no address and should better be “AT EGAN WITHIN IGANDO, ALIMOSHO LGA.” 3) The LAND SIZE described as *AREA* on the survey plan is another element to take close note of. As a potential property investor, you need to get yourself familiar with the basics about this because you can either be short changed or fraudulently gifted with extra couple of square meters on paper to make land look larger than actual. 4 & 5) Land Surveying is a professional job and will only be approved by the relevant government admin office when SIGNED and SEALED by a qualified and registered professional land surveyor. While the signature serves as proof of authenticity by the practicing surveyor, the seal carries his full name and registration number to trace where it was originally produced. You should therefore always look out for these! 6) Beacons are small cubic stones affixed into the ground at the boundary points of a parcel of land. Joining lines between these points form the boundary (or perimeter) of such land on which fence can be built to demarcate the land from adjourning plots. Every beacon number obtainable only by a registered land surveyor from the Nigerian Institute of Surveyors (NIS). Always ensure that your beacons (with their numbers as shown on your survey plan) are fixed onsite and are not removed at any time. 7) Every survey plan should normally carry the “date” on which they were prepared. Unfortunately, some deceitfully backdate their survey plans in other to cover defects from the notice of unsuspecting prospective buyers. The danger here is that such practice will make processing you document perfection difficult. The land could even be another person’s property which the purported sellers are attempting to sell to you. 8) A perimeter survey without a PLAN NUMBER is next to useless because such a plan is nor traceable to any where. A deed of assignment can not be drafted this kind of plan neither can it be used as evidence in court in a case of dispute. The survey without a plan number is as useless as my 2 year old baby’s drawings. 9) Lastly, always look out for the “FREE FROM ACQUISITION” stamp on any survey plan presented to you as this should normally imply that the land in question is not a government acquisition land. However, some survey plan may carry this plan and in fact be under government acquisition. Obviously the handy work of the greedy and fraudulent who intends to scam the unsuspecting investor. As I have emphasized in my last Post, a lot of scam techniques are out their and the simple remedy to mitigate against them is “ATTENTION TO DETAILS”. You are also better positioned working with a trusted and competent hand. Take notice before you fall victim!!!
Ehen, the last time out I talked about the importance of getting a survey plan and its relevance in your property investment process. Remember I also mentioned that the perimeter survey plan serves two (2) basic functions; 1. It is the most ideal identity for your land and Should be attached to your title documents. 2. It is the basis on which the architect prepares a working drawing for the eventual building project.
Need I stress here that as important your ID card is to your personality so also is the survey plan to a parcel of land. A genuine survey plan is expected to have a CONTROL COPY or RED COPY that must have been lodged at the office of the surveyor general. Well get this straight… a lot of FAKE survey plans are floating around and have effectively deterred the success of property investment in this country. So the big question then is; “How can you identify a fake survey plan so that you don’t fall victim?” But first… let’s talk about how fake surveys can adversely affect your property investment.
Below are 4 horrible outcomes of
dealing with a fake survey;
You are deceived into buying a government acquisition property thinking that it is free based on the misleading information on such survey plans. Note that these wrong information are not easily detectable.
Your purchase may not be as big as claimed. For example, you would have fully paid for a standard plot of land when in fact what you get is like 20% lesser in size i.e. paying for 648sqm as on a survey plan but getting only 519.4sqm of physical land.
You may or will never be able to perfect your title over the land you have spent your precious savings on and government or any other person can come anytime to forcefully claim it from you!
Such fake survey plan will definitely have a compounding negative effect on the reliability of the eventual building plan. For example; improper building orientation, small walk area and parking space, choked setbacks etc.
Fake Survey Plans are mostly products of dubious surveyor assistants and land owners who are so desperate to make money out of you that they can go any length and the only remedy for you to avoid falling into this scam is to pay close attention to details.
I remain, Omotosho Nurudeen For: Flora Homes Global Consult. Your Reliable Estate Consultant +2348151029846
NB: In my next post, I’ll be sharing the key elements for you to identify and differentiate a genuine survey plan from mere scam. Am sure you don’t want to miss it, so catch you soon. And… Don’t forget to click the share button! You just might be helping someone